Fraud protection isn't optional anymore.
With chargeback rates climbing and friendly fraud on the rise, e-commerce merchants need reliable tools that don't break the bank or slow down checkout.
Signifyd has been a popular choice, but it's not the right fit for everyone. Maybe you need transparent pricing instead of "contact sales."
Maybe you want faster implementation. Or maybe you're just exploring what else is out there before your contract renews.
This guide covers 7 Signifyd alternatives that actually deliver.
Each one has been evaluated based on real features, verified pricing where available, and what merchants actually say about them.
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How We Evaluated These Signifyd Alternatives
To make this comparison useful, we looked at five criteria that matter most to e-commerce merchants:
- Pricing transparency: Can you see pricing without talking to sales?
- Implementation speed: How quickly can you go live?
- Chargeback protection: Is there a guarantee, or just detection?
- Shopify integration: Does it work seamlessly with your store?
- Business size fit: Is it built for small shops, enterprises, or somewhere in between?
All ratings come from verified user reviews on G2, Capterra, and other platforms. Links to review sources are included where available.
Signifyd Alternatives at a Glance
1. SEON
SEON takes an API-first approach to fraud prevention, combining 900+ data signals with machine learning to catch fraud before it happens.
The platform covers everything from account creation to transaction monitoring, with built-in AML compliance for regulated industries.
Key features:
- Digital footprinting that analyzes email, phone, and IP data
- Device intelligence to detect linked accounts and suspicious behavior
- 240+ pre-built rules plus unlimited custom rules on higher tiers
- Real-time risk scoring with transparent decisioning
Pricing:
Pros:
- Fastest implementation in the category (average 14 days, some cases 5 days)
- Transparent pricing published on the website
- Strong first-party data approach (not reselling stale third-party data)
- 32x ROI reported by Lottoland for bonus abuse prevention
Cons:
- Higher starting price than some competitors
- AML features only available on Premium tier
- May be complex for very small merchants
Best for: Mid-market to enterprise e-commerce, fintech companies, and businesses needing AML compliance alongside fraud prevention.
2. Sift
Sift protects the entire customer journey, from account signup through post-transaction.
Their platform processes roughly 1 trillion events annually across 700+ global brands, giving them one of the largest fraud data networks in the industry.
Key features:
- Account defense against takeover attempts
- Payment protection with real-time decisioning
- Content integrity for blocking fake accounts and abuse
- Passwordless authentication using risk-based signals
Pricing: Contact sales (enterprise-focused, no public pricing)
Pros:
- Massive data network improves detection accuracy
- $4.2 million median losses prevented annually per customer
- Named a Leader in Forrester Wave for Digital Fraud Management
- Strong G2 ratings across enterprise, mid-market, and small business categories
Cons:
- No transparent pricing
- May be overkill for smaller stores
- Enterprise sales process can be lengthy
Best for: Growing e-commerce businesses and large enterprises that need comprehensive protection across the entire user journey.
3. NoFraud
NoFraud focuses specifically on e-commerce fraud screening with a simple value proposition: approve more good orders, block fraud, and eliminate chargeback liability.
Their combination of AI and human analysts reviews suspicious orders so you don't have to.
Key features:
- Real-time fraud screening with AI/ML
- Optional 100% chargeback guarantee on approved orders
- Policy abuse prevention (returns, promos, reselling)
- Chargeback management and representment services
Pricing:
Pros:
- Free tier for small merchants (up to 100 orders)
- Shopify integration takes under 5 minutes
- 100% financial guarantee removes chargeback risk
- Expert manual review included at no extra cost
Cons:
- Percentage-based pricing can add up for high-volume merchants
- Coverage caps on guarantee (though higher tiers available)
- Less customizable than enterprise platforms
Best for: Small to mid-sized merchants, especially Shopify stores, who want simple fraud protection without technical complexity.
4. ClearSale
ClearSale has been fighting e-commerce fraud for over 20 years, making them one of the most experienced players in the space.
Their approach combines proprietary algorithms with the world's largest team of fraud analysts (1,500+) to maximize order approvals while minimizing risk.
Key features:
- End-to-end fraud protection for card-not-present transactions
- Statistical algorithm paired with manual review for edge cases
- False decline reduction to capture more legitimate revenue
- 24/7 coverage across 160+ countries
Pricing: Contact sales (pay only for approved orders, no volume commitments)
Pros:
- 20+ years of fraud prevention experience
- 99% customer retention rate
- First company to offer chargeback guarantees
- Largest fraud analyst team ensures human expertise on complex cases
Cons:
- No transparent pricing
- Manual review can slow down some transactions
- Percentage-based model may cost more for high-volume merchants
Best for: High-risk verticals, luxury goods merchants, and businesses that prioritize approval rates over speed.
5. Riskified
Riskified is an enterprise-focused platform that goes beyond payment fraud to address policy abuse, account takeover, and other post-purchase risks.
They're a publicly traded company (NYSE: RSKD) serving major brands like LVMH, Samsung, and Booking.com.
Key features:
- Chargeback guarantee with 100% coverage on approved orders
- Policy Protect for return abuse and promo abuse
- Account Secure for ATO prevention
- Machine learning models trained on massive enterprise datasets
Pricing: Contact sales (custom enterprise pricing)
Pros:
- Strong enterprise track record with major brands
- Public company with financial transparency
- Policy abuse protection addresses post-purchase fraud
- Global coverage for international merchants
Cons:
- No transparent pricing
- Enterprise focus means complex implementation
- Likely overkill and over-budget for smaller merchants
Best for: Large e-commerce enterprises, especially in luxury retail and travel, that need comprehensive risk management beyond just payment fraud.
6. Kount
Kount offers AI-driven fraud detection with a unique pricing model: pay per transaction instead of a flat monthly fee.
This makes them accessible to smaller merchants while still offering enterprise-grade features. Note that Kount is currently transitioning to Equifax, which may bring additional data resources.
Key features:
- Real-time risk scoring with AI/ML
- Identity verification and account protection
- Chargeback management and compliance tools
- Policy-based decisioning with customizable rules
Pricing:
Pros:
- Per-transaction pricing makes it accessible to small merchants
- Transparent pricing tiers (rare in this space)
- No-code Shopify integration available
- Bundle discounts for multiple solutions
Cons:
- In transition to Equifax (potential uncertainty)
- Essentials plan limited to Shopify
- Advanced plan starts at $1,000/month
Best for: Merchants of all sizes who want flexible pricing, especially those on Shopify looking for a simple entry point.
7. ChargebackHelp
ChargebackHelp takes a 360-degree approach to chargeback management, covering fraud prevention, dispute prevention, and chargeback recovery.
While narrower in scope than full fraud platforms, they specialize deeply in their niche.
Key features:
- Pre-transaction fraud detection
- Alert systems to prevent disputes before they become chargebacks
- Automated representment and dispute response
- ROI-focused reporting and analytics
Pricing: Contact sales (custom pricing based on volume)
Pros:
- Specialized focus on chargebacks (prevention + recovery)
- 360-degree coverage across the transaction lifecycle
- High user satisfaction (5.0/5 on G2)
- Strong ROI focus with measurable results
Cons:
- Limited public information compared to competitors
- Narrower scope than full fraud platforms
- No transparent pricing
Best for: Merchants struggling specifically with chargeback rates who want a specialized solution rather than a general fraud platform.
How to Choose the Right Signifyd Alternative
With seven solid options, how do you pick? Here's a simple framework based on where you are today.
Small stores (under $50k/month revenue):
Start with NoFraud's free tier or Kount Essentials. Both give you real protection without upfront costs.
NoFraud is especially good if you want the safety of a chargeback guarantee.
Mid-market ($50k-$500k/month):
SEON offers the best balance of features, transparency, and speed. If you need chargeback protection specifically, Sift or ClearSale are worth the sales conversation.
Enterprise ($500k+/month):
Riskified and Sift are built for your scale. Both have the data networks and enterprise infrastructure to handle high volumes without adding friction.
Key questions to ask during evaluation:
- What's your average time to go live? (Look for under 30 days)
- Is the chargeback guarantee included or extra?
- How do you handle false declines?
- What's the real cost at my volume? (Get a specific quote)
- How does Shopify integration work?
Protect Your Store with AI-Powered Support
Fraud prevention stops bad orders. But what about the legitimate customers who still need help?
That's where we come in. At Ringly.io, our AI phone agent Seth handles customer calls 24/7. He answers questions, looks up orders, processes returns, and only escalates when necessary. While your fraud tool blocks bad actors, Seth takes care of the good ones.
The combination is powerful: fewer fraudulent orders, happier legitimate customers, and less manual work for your team.
Start your free trial and see how Seth can handle your phone support while you focus on growing the business.
Frequently Asked Questions
Which Signifyd alternative offers the best chargeback guarantee?
NoFraud, ClearSale, and Riskified all offer 100% chargeback guarantees on approved orders. NoFraud stands out for including this at their entry-level paid tier starting at $250/month, while ClearSale was the first company to pioneer chargeback guarantees in the industry.
Are there any free Signifyd alternatives for small businesses?
Yes. NoFraud offers a free plan for up to 100 orders per month with basic fraud screening. Kount Essentials charges per transaction ($0.07) with no monthly minimum, making it effectively free for very low volumes.
Which Signifyd alternative has the fastest implementation?
SEON averages 14 days to full implementation, with some customers going live in as little as 5 days. NoFraud claims under 5 minutes for Shopify integration via their app.
Do Signifyd alternatives work with Shopify?
All seven alternatives covered integrate with Shopify. NoFraud and Kount have particularly strong Shopify integrations with no-code setup options.
How do Signifyd alternatives compare on pricing transparency?
Only SEON, NoFraud, and Kount publish pricing on their websites. The rest require contact with sales, which is common for enterprise-focused fraud prevention tools.
Which Signifyd alternative is best for enterprise merchants?
Riskified and Sift are purpose-built for enterprise scale, serving major brands like LVMH, Samsung, and Booking.com. Both offer the data networks and infrastructure needed for high-volume operations.
