Feeling overwhelmed trying to pick between Kustomer and Fin AI? You’re not alone—stacking up these two tools can get confusing with all their features, changing pricing plans, and mixed reviews from users. We know you need a simple answer so you can finally move forward and get back to doing what you do best. By the end of this article, you'll have everything you need to decide with confidence. We’ll cover:
Key features, pros, and cons of Kustomer and Fin AI
Pricing breakdowns and what you actually get for your money
Real user reviews and hands-on feedback
Who each tool is really best for—and a BETTER alternative you might not have found yet
Grab a coffee, settle in, and let’s get started!
Why Ringly.io is the better choice ; )
Built for e-commerce
With experience in both AI and e-commerce, we set out become the best AI phone agent platform for online stores.
Stupid-simple user interface
Super easy to work with, and you can set up things even if you're not tech savvy. If you create a free account you can see it for yourself though!
Quick and easy setup
Pre-built AI phone agents and will have your online store automated in minutes- not hours.
Kustomer vs Fin AI – TL;DR
Product Area
Kustomer
Fin AI
Ringly.io
Omnichannel Support
All digital channels unified
Strong chat only
Phone, chat, email, SMS
AI Automation
Chat bots, ticket workflows
Advanced chatbots
Human-like phone & chat AI
Phone Features
Basic ticketing, no automation
No true phone support
AI phone agent, voice workflows
Setup & Ease of Use
Complex, long onboarding
Training needed, setup required
Instant setup, no code
Integrations
Many, strong API
Key CRM/chat integrations
No-code, 1000+ connections
Analytics
Advanced dashboards
Deep chat analytics
Real-time, call insights
Pricing & Contracts
Annual, higher cost
Monthly, high per seat
Monthly, usage-based, transparent
User Reviews
4.4 avg, complex setup
No public reviews
4.8 stars, praised simplicity
Kustomer - a quick overview
Founded in 2015 by Brad Birnbaum and Jeremy Suriel, Kustomer is headquartered in Short Hills, New Jersey. This innovative company delivers an omnichannel SaaS CRM platform designed to revolutionize customer service for modern businesses. Kustomer empowers support teams with real-time, AI-driven automation, seamless integration across channels like email, chat, phone, and social media, and advanced personalization features that put the customer at the center of every interaction.
Kustomer’s flexible platform is trusted by a wide range of organizations—from fast-growing startups to large enterprises—especially those in retail, e-commerce, internet services, and software. Its robust feature set includes workflow automation powered by artificial intelligence, deep integration capabilities with other business tools and CRMs, customizable dashboards for actionable insights, and scalable solutions tailored to each client’s needs. Recognized as a leader among digital adoption platforms and included in multiple expert collections for technology innovation and IPO potential.
In the following section we’ll break down Kustomer’s features, pros/cons, pricing details, and user reviews—comparing them directly with Fin AI and Ringly.io to help you decide which solution best fits your business goals.
Kustomer's features
Unified Omnichannel Inbox: Kustomer brings all customer conversations—email, chat, social, SMS—into a single timeline view. This helps agents see the full context of every interaction and respond faster. While Fin AI focuses on web-based support and Ringly.io specializes in phone automation, Kustomer’s strength is managing multichannel messaging at scale.
Customer Timeline & Profiles: Every customer has a detailed profile with their entire history (orders, chats, emails) visible to agents. This enables personalized service and quick issue resolution. Unlike Fin AI or Ringly.io—which automate specific tasks—Kustomer’s approach is more about empowering human agents with data-rich context.
Workflow Automation: Kustomer automates repetitive tasks like ticket routing or follow-ups using rule-based workflows. It reduces manual work for teams but lacks the real-time phone call automations that set Ringly.io apart for e-commerce businesses needing instant voice support.
AI-Powered Chatbots: Their bots handle common questions across channels to deflect tickets and free up agent time. However, these bots are mostly text-based; they don’t offer advanced phone call handling or abandoned cart recovery via voice like Ringly.io does.
Integrations & API Access: Kustomer connects with popular tools (Shopify, Slack, etc.) through native integrations and APIs for custom workflows. While this matches Fin AI’s integration capabilities on web chat/email channels, it doesn’t provide the deep no-code phone workflow actions found in Ringly.io.
Reporting & Analytics: The platform offers dashboards tracking agent performance and customer satisfaction across all channels. These analytics help optimize team efficiency but lack granular conversation-level insights such as mood analysis or call summaries available from advanced voice-first platforms like Ringly.io.
Self-Service Portals & Knowledge Base: Customers can find answers themselves via branded help centers powered by your documentation. This reduces ticket volume similarly to Fin AI’s knowledge base feature—but unlike Ringly.io's instant knowledge syncing for live calls.
Case Management & SLAs: Automated case assignment ensures issues go to the right team based on rules you set (like order value or urgency). Great for large teams needing structure; however, it doesn’t match the smart real-time call transfer logic that makes complex handoffs seamless in solutions like ours.
In summary: Kustomer excels at unifying digital support channels and giving agents rich context, making it ideal if your business relies heavily on email/chat/social messaging rather than direct phone automation or e-commerce-specific workflows where platforms like ours deliver more out-of-the-box value.
Pros
Unified Customer View – Kustomer centralizes customer interactions across channels (email, chat, social media) into a single timeline. This gives agents full context for each customer without switching between apps.
Comprehensive Feature Set – Users praise the platform’s wide range of features: ticket management, multi-channel support, knowledge base creation, reporting/analytics tools, automation capabilities, and more.
Customization Options – The ability to customize chat colors, branding elements, roles/access permissions is frequently highlighted as a plus by reviewers who want to tailor the system to their needs.
Strong Integration Capabilities – Many users appreciate how easily Kustomer integrates with other software tools in their stack (CRMs or help desk solutions), streamlining workflows.
Efficient Team Collaboration Tools – Features like team inboxes and conversation archiving make it easier for teams to manage requests together and maintain continuity in support cases.
Cons
Complex Setup & Learning Curve – Multiple reviewers mention that onboarding can be time-consuming due to the platform’s complexity; new users often require extra training before they’re comfortable using all features effectively.
Overwhelming for Small Teams/Businesses – The extensive feature set can feel excessive or unnecessarily complicated if you don’t need advanced functionality—smaller businesses may find it more than they bargained for.
Challenging Multi-threaded Conversations – Some users struggle with managing multiple side conversations from different sources within one timeline; this can lead to confusion or missed messages if not carefully managed.
Pricing Concerns – Several reviews note that pricing is on the higher end compared to alternatives; costs can add up quickly depending on plan selection and number of agents needed—potentially putting it out of reach for startups or small companies. Ringly.io offers transparent pricing designed specifically so smaller teams aren’t penalized as they grow.
Occasional Performance Issues & Delays in Support Response Times – While not universal among all reviewers, some mention experiencing slow load times during peak usage periods or delays when reaching out to Kustomer’s own support team.
While many customers value Kustomer’s robust feature set and unified approach—which Ringly.io also provides—Ringly.io was built specifically with simplicity in mind: our onboarding process is streamlined so even small teams get up-and-running fast without feeling overwhelmed by unnecessary complexity.
Founded in 2014 and based in British Columbia, Canada, Finn AI specializes in conversational AI solutions designed to enhance digital customer experiences for banks and credit unions across mobile, online, and call center channels. The company focuses on delivering intelligent virtual assistants that streamline customer interactions with advanced automation features.
Finn AI serves financial institutions aiming to improve service efficiency and engagement through its robust AI technology. Key features include natural language processing tailored for banking needs, seamless integration with existing systems, and analytics to optimize customer support workflows.
In the following section, we will explore Finn AI’s features, pros and cons, pricing models, and user reviews compared to Kustomer and Ringly.io. This comparison will help clarify how each platform meets different business needs in the evolving landscape of AI-powered customer support.
Fin AI's features
Conversational AI Chatbots – Fin AI specializes in advanced web-based chatbots that handle customer queries across websites and messaging channels. These bots are designed to provide instant, context-aware answers using your business’s knowledge base. While this is effective for digital support, it lacks the phone automation capabilities found in Ringly.io, which can engage customers through voice calls for a more personal touch.
Knowledge Base Integration – You can upload your help docs or website content so Fin AI’s chatbot becomes an expert on your business. This ensures accurate responses and reduces repetitive questions for agents. However, unlike Ringly.io—which updates daily with website changes and applies this knowledge to both chat and phone interactions—Fin AI’s updates may not be as seamless or multi-channel.
Automated Ticketing & Escalation – When the bot can't resolve an issue, Fin AI automatically creates tickets or escalates to human agents within supported platforms like Zendesk or Intercom. This keeps workflows smooth but is limited to digital channels; Ringly.io offers smart call transfers with detailed summaries during live calls, ensuring no context is lost between channels.
Order Status & E-commerce Integrations – For e-commerce brands, Fin AI connects with platforms like Shopify to answer order status questions via chat. Customers get real-time tracking info without agent intervention—a strong feature for online stores. Still, only Ringly.io extends this convenience directly into phone conversations so customers calling in get immediate answers without waiting on hold.
Abandoned Cart Recovery (via Chat) – Fin AI can send automated messages when shoppers abandon their carts online—reminding them via webchat or email to complete their purchase. While helpful for recovering sales digitally, it doesn’t match the conversion rates of personalized outbound phone calls offered by Ringly.io’s voice agent that actively closes abandoned carts at a higher rate.
Analytics & Reporting – The platform provides dashboards showing conversation volume, resolution rates, common topics handled by bots vs humans, and customer satisfaction scores from chats. These insights help optimize support strategies but lack the deep call analysis—including mood detection and outcome summaries—that businesses get from Ringly.io's voice analytics suite.
Integrations & API Access – Fin AI supports integration with popular CRMs (like Salesforce), ticketing systems (Zendesk), and messaging apps through APIs—enabling flexible workflows across digital touchpoints. However, if you need thousands of integrations plus no-code automation spanning both chat and phone systems out-of-the-box (as seen in Ringly.io), you may find these options somewhat limiting.
Next, let's look at Fin AI's pros and cons. We studied dozens of reviews from real Fin AI users from platforms like G2, Capterra, and TrustRadius. Then we identified commonalities and summarized the main pros and cons of Fin AI based on real user feedback for you here:
Pros
Powerful process optimization – Users consistently praise Fin AI for its ability to identify process gaps, optimize workflows, and improve overall efficiency in operations.
Comprehensive analytics dashboards – The detailed dashboards provide deep insights into agent performance metrics and project costing, making it easier to manage teams remotely.
Effective team management tools – Many reviewers highlight how Fin helps with managing remote agents, coaching staff, tracking capacity, and optimizing team structures.
User-friendly interface (once trained) – After initial onboarding or training sessions, most users find the platform intuitive to use for daily operations.
Tangible ROI through cost savings – Several businesses report measurable improvements in project delivery times and reductions in operational costs after implementing Fin AI.
Cons
Certain features require a learning curve – New users often need dedicated training before they can fully utilize all functionalities; the system is not always plug-and-play out of the box.
Pricing is on the higher end – Multiple reviewers mention that while effective, Fin AI’s pricing can be prohibitive for smaller organizations or those with tight budgets.
Lack of some basic workflow features out-of-the-box – Some users wish there were more built-in options like customizable checklists or advanced ticketing capabilities without needing workarounds or integrations.
Email/ticket export limitations – Exported tickets may lack full data (such as images or internal notes), which complicates record-keeping compared to competitors. Ringly.io addresses this by offering comprehensive export options that include all relevant ticket details.
No granular email controls (e.g., BCC support) – Users have noted missing functionality such as BCC fields when sending emails directly from within the platform. With Ringly.io’s communication suite you get more flexible email handling without these constraints.
*Note: While many appreciate what Fin AI offers once set up properly—especially larger enterprises—smaller teams may find onboarding time-consuming due to required training sessions. If your organization values rapid deployment with minimal ramp-up time, Ringly.io’s streamlined setup could be a better fit.*
Pricing - Kustomer vs Fin AI
Note: The pricing information below is accurate at the time of writing and may be subject to change. For the most up-to-date pricing, please visit each company's pricing page.
Kustomer pricing
Plan Name
Price (per user/month)
Key Features
Contract Length
Cancellation Fees
Refund Policy
Enterprise
$89–$99 (billed annually)
Omnichannel support (email, chat, SMS, social), self-service portal, workflow automation, custom reporting, integrations, AI sentiment analysis
Annual only; 8-user minimum
Yes*
Yes*
Ultimate
$139–$169 (billed annually)
All Enterprise features plus: advanced routing & dashboards, live agent auditing, unlimited collaboration users, sandbox access, SAML SSO
Annual only; 8-user minimum
Yes*
Yes*
Contract Length: All plans require an annual subscription, with a minimum of 8 users. There is no monthly payment option advertised for standard contracts.
Discounts: Pricing is quoted as “billed annually,” which implies a discount compared to potential month-to-month rates. No explicit additional discounts for longer commitments are listed in public sources.
Cancellation Fees: Early cancellation or downgrading before the end of the annual term may incur penalties or require payment for unused months. This is typical for SaaS platforms with annual contracts.
Refund Policies: Refunds are generally not offered except in specific cases where Kustomer terminates the agreement or under certain reconciliation scenarios at contract end. Otherwise prepaid fees are non-refundable.
Key Feature Highlights per Plan:
Enterprise ($89–$99/user/mo):
Unified customer view
Omnichannel communication
Customizable workflows & automation
AI-powered tools and sentiment analysis
Knowledge base and self-service options
Advanced reporting & integrations
Ultimate ($139–$169/user/mo):
Everything in Enterprise plan plus:
Enhanced routing capabilities
Real-time dashboards & analytics
Live agent auditing tools
Unlimited collaboration users
Sandbox environment access
Extended API limits & SAML single sign-on
*Note: Pricing varies slightly among sources due to updates and regional differences. For exact quotes tailored to your business needs—including possible volume discounts—contact Kustomer directly.
Free trials may be available according to some listings, but always confirm current offers with Kustomer sales.
Fin AI pricing
Plan Name
Price (per seat, per month)
Fin AI Agent Pricing
Key Features
Contract Length & Discounts
Cancellation Fees
Refund Policies
Essential
$39
$0.99 per resolved conversation (pay-as-you-go, after 14-day free trial)
- Access to Fin AI Agent
- Automated customer query resolution
- Customizable tone/answer length
- Escalation to human agents
- Real-time reporting & usage controls
Billed monthly or annually; annual discounts may apply (standard SaaS practice). No long-term contract required for monthly billing.
Not specified on public site; typically no fees for monthly plans.
Not specified; no mention of money-back guarantee or refunds.
Advanced
$99
Same as above
All Essential features plus:
- Additional advanced support tools and integrations
Same as above
Same as above
Same as above
Expert
$139
Same as above
All Advanced features plus:
- Premium analytics and workflow automation
-
-
-
Ringly.io pricing
Ringly.io has simple, usage-based pricing with no hidden fees or long-term commitments. Test drive it risk-free for 14 days, then scale up or down on month-to-month terms—or book a demo for fully tailored enterprise support.
Total reviews and average rating: G2: Over 400 reviews, average rating of 4.3 out of 5 stars. Capterra: Over 100 reviews, average rating of 4.6 out of 5 stars.
"Centralizes customer support" — Verified User in Consumer Services (G2 reviewer) What I like best about Kustomer is how it centralizes customer support conversations across multiple channels—like email, chat, social media—into a single timeline...
"Complex to set up and customize" — Verified User in Consumer Services (G2 reviewer) The platform can be complex to set up and customize, requiring significant time for onboarding and training. Managing multiple side conversations from different sources can be challenging...
What users are saying about Fin AI:
There are currently no online reviews available for Fin AI on G2, Capterra, Product Hunt or Trustpilot, nor on other major review platforms as of July 2025. If you are considering this product, proceed with caution due to the lack of independent user feedback.
If you need more detailed breakdowns or want updates as new reviews appear for Fin AI or any other tool, let me know!
What users are saying about Ringly.io:
Ringly.io is known for its simplicity, and a focus on e-commerce, with features like abandoned cart recovery and order status lookups. It has a 4.8 star rating from 12 reviews on Product Hunt and other platforms.
"it stands out significantly ahead" - Bertrand, Director. We are at the initial stage of testing and have made only a few calls so far. Consequently, I have rated the product with four stars for now. However, I must express that the product has shown significant promise. When compared to competitors, it stands out significantly ahead.
"This is such a great product" - Jim Miranda, Founder. This is such a great product. I have been with you for less than a week and already closed 3 deals with it."
"It really sounds like a human" - Laix, Founder. Tried Ringly.io today and the quality of the phone calls surprises me! It really sounds like a human, and it reacts really fast. Will need to deploy it in action to see the full capabilities.
Enterprises with large support teams – If you have a big team that manages thousands of customer messages across email, chat, and social media, Kustomer shines with its unified inbox and robust automation tools.
Businesses needing complex, multichannel solutions – Kustomer works well if you support customers on many digital channels and need powerful integrations, detailed analytics, and customization—all in one platform.
Companies comfortable with longer onboarding – If you don’t mind spending extra time learning a sophisticated system, Kustomer’s deep feature set and customization options give you plenty to work with.
Those with bigger budgets – Kustomer’s pricing and contract requirements are best suited for medium to large companies that can commit long-term and need enterprise-level capabilities.
Who Fin AI is best for…
Banks, credit unions, and financial services – Fin AI is designed mainly for financial institutions wanting secure, reliable, chat-based virtual assistants that connect with existing banking systems.
Teams focused on digital chat support – If most of your support happens on your website or through messaging apps (not phone), Fin AI’s chatbots can save time and answer customer questions 24/7.
Operations looking for advanced analytics – Companies that want to optimize team performance with deep reporting and improvement tools will get value from Fin AI’s analytics dashboards.
Organizations willing to invest in setup/training – Fin AI requires onboarding and training, so it’s a better fit if you have technical staff and time to set up workflows for your exact needs.
Who Ringly.io is best for…
Growing e-commerce brands and online stores – If you want to boost sales by recovering abandoned carts and helping customers instantly with order lookups, Ringly.io is built for you.
Businesses of any size wanting simple, speedy setup – Ringly.io is easy to launch and scale, whether you’re a solo founder or an enterprise—no complex onboarding or technical headaches.
Teams looking to automate phone support with AI – If you wish a friendly “AI human” could answer common customer calls and solve problems fast, Ringly.io does just that—handling support, recommending products, and transferring calls when needed.
Companies who want fair, flexible pricing – With month-to-month plans, free trials, and no surprise fees, Ringly.io helps you grow your business without getting locked into contracts.
Why Ringly.io is often the overall best choice: Ringly.io combines human-like AI phone agents, easy chat and email support, and e-commerce tools—all in a package that’s simple for everyone to use. You get big-company features without the big company price or pain, making it perfect for ambitious startups, busy online stores, and scaling businesses who want results fast, not more tech headaches. If you want real AI automation—across phone, chat, and more—with no steep learning curve, Ringly.io is the clear winner.
Why Ringly.io is a Better Choice
Highly Rated: 4.8/5
Founded in 2024 in Rotterdam, the Netherlands, by Maurizio Isendoorn and Ruben Boonzaaijer, Ringly.io is revolutionizing e-commerce customer service with AI phone agents. Designed for online businesses, Ringly handles customer calls on autopilot—solving support issues, recovering abandoned carts, and even boosting sales—at just 20% of the cost of human agents.
With 2,300+ customers, Ringly.io is the go-to solution for e-commerce stores looking to scale without scaling their support team. With award-winning technology (BubbleCon 2024's "Most Innovative App"), Ringly.io transforms your phone system into a revenue-driving powerhouse—without the headaches of traditional call centers.
Features that make Ringly.io the #1 alternative to Kustomer and Fin AI:
No-code setup, instant results – Ringly.io is ready to go in minutes. Just add your website, docs, or text—no engineering required—and your AI phone agent instantly understands your business. It even updates automatically as your website changes.
AI-powered sales & support – Ringly.io does both inbound and outbound calls. Recover 35%+ of abandoned carts with automated follow-up calls, provide real-time order tracking from Shopify, and convert more customers with personalized AI-driven conversations—not just reactive support.
Advanced analytics for smarter decisions – Ringly.io gives you real-time call data, customer intent tracking, and performance reports—helping you optimize support and sales strategies.
Scalable pricing without enterprise contracts – Ringly.io offers transparent, scalable pricing—pay for what you use, no locked-in contracts.
Conclusion: Which Platform Is Right for You?
Picking a customer support solution shouldn’t feel overwhelming. At the end of the day, you want something that fits your team, handles your customers’ needs, and helps your business grow—without getting in your way. Here’s a quick recap to help you choose the best fit:
Kustomer: Great for large companies needing sophisticated, omnichannel support with detailed customization and analytics. But, expect a higher price tag, a steeper learning curve, and complex onboarding.
Fin AI: Ideal for financial institutions and businesses focused on boosting chat support efficiency and analytics. Delivers strong process improvement, but onboarding takes time, requires dedicated training, and some basic tools are missing out-of-the-box.
Ringly.io: Built for e-commerce and any business ready to automate phone, chat, and email support instantly—with no code, no long contracts, and no headaches. Fast onboarding, fair pricing, and results you’ll see from day one.
Here’s when you should pick each solution:
Choose Kustomer if you have an established, well-resourced team covering multiple support channels and need deep customization—plus you’re prepared for a longer rollout.
Go with Fin AI if you’re in finance, prioritize advanced chatbots, and want to streamline processes through analytics—even if that means extra setup time and training.
Pick Ringly.io if you value simplicity, speed, flexibility, and want your support channels (especially phone) to just work—helping you recover sales and delight customers without the extra hassle.
Why Ringly.io? It offers everything modern stores and fast-growing companies love: fast setup, truly human-like AI calls, seamless order lookups, abandoned cart recovery, and simple month-to-month pricing. You get the power of enterprise support—without the enterprise headaches. That’s why more and more businesses are switching to Ringly.io to save time, boost revenue, and keep customers happy.
If you’re looking for the easiest way to level-up your support—with automation that actually helps both your team and your bottom line—it’s hard to beat Ringly.io.